Redbridge

First Time Buyers in Redbridge

 

First Class Mortgage Advice for a First Time Buyer

Buying a house is one of the biggest decisions that a person can make in their life. If you’re a first time buyer with absolutely no experience of the process, it can all seem a bit overwhelming. That’s where we come in! We’re Vistaara Financial Solutions, and we provide first time buyer mortgage advice to those looking to buy a property in Redbridge. We’ll work closely with you to make sure that the mortgage you choose is right for you, and provide you with valuable insight from our years in the industry.

 

First Time Buyer Mortgage Advice

Choosing from all of the different first time buyer mortgages in Redbridge can be something of a challenge if this is your first time buying a home. How do you know which mortgage is going to be suitable, not just for you now, but in the years to come too? We’re here to make choosing a mortgage for your first home as simple and stress-free as possible. Our expert team of advisors are the specialists in first time buyer mortgages Redbridge clients trust. Here’s how we’ll work with you to help you secure your very first home:

 

We’ll Get to Know You

We’ll begin by finding out as much as we can about you, your circumstances, and the property that you want to buy. We’ll ask you about your current job status, the size of the deposit you are able to put down, and the type and cost of the property that you have your eye on. Thoroughly assessing you and your circumstances in this way will show us the best way to proceed, and allow us to provide a much more tailored service.

Don’t worry – there’s no such thing as a wrong answer. It’s important that you’re as honest as possible, so that you get the mortgage that is best suited to you.

 

Finding the Best First Time Buyer Mortgages in Redbridge For You

After we have got to know you, we’ll get to work right away. We’ll thoroughly examine what’s currently on offer from our varied panel of lenders, doing all the comparisons and reading the small print so that you don’t have to. We’ll bear everything that you have told us in mind, so that we choose a mortgage that is perfect for you. No two lenders are the same, and we will weigh up all the different benefits and potential downsides before proceeding. That’s why ours is the most trusted first time home buyer mortgage advice in Redbridge.

 

Tailored First Time Buyer Mortgage Advice

Once we have completed our expert analysis, we will come back to you with our findings. We will only do this when we are totally happy that we have found the right mortgage for your needs. We’ll present your best option in an easy to understand document. We know that a lot of the jargon and technical terms surrounding mortgages can be confusing, so we will be on hand to answer your questions and make sense of what’s being offered to you. This makes choosing your mortgage so much easier, and you will feel really confident as you take those first steps to owning your own home.

 

Get in Touch

If you want to know more about us and the most popular first time buyer mortgage advice Redbridge has to offer, then please do get in touch with us today. Our friendly team are ready to answer your questions and get the ball rolling as quickly as possible. Our passion is helping buyers in Redbridge to get a foot onto the property ladder, and we’ll do everything we can to make that possible for you.

 

FAQs

Can I get a mortgage?

That’s what we’re here to help you do! Whether you can get a mortgage can depend on things such as your employment status, affordability of a property, age, credit score, and property type. Many lenders are much more open-minded than they were in the past, and if you have been turned down for a mortgage by one lender that doesn’t mean that you will by others.

 

How much will I be able to borrow? 

This can vary from lender to lender. A general rule of thumb is that you can expect to borrow around 4x your salary – although even the term salary is open to interpretation. Some lenders take things like state benefits, overtime, shift allowance, bonuses, holiday pay, dividends, investment income, retirement income, and overseas income into account alongside your employment earnings. We’ll be able to give you an accurate idea of your borrowing limits.

 

How will you find the best mortgage for me?

We get to know each of our buyers in Redbridge, and conduct a search of all mortgages currently offered by local lenders with their unique requirements and circumstances in mind. So you can be sure that the mortgage you opt for will be the perfect fit.